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Improve your Credit, Raise your Scores and Get out of Debt ... NOW!

 Welcome!  If you are experiencing credit and/or debt problems, you have come to the right place!

Our experienced team of Certified Credit Consultants have helped thousands of clients improve their credit, raise their credit scores, understand all their credit and debt options, and utilize their consumer rights under State and Federal laws. 


How we can help you: 

Credit Education – we can educate you on:  reading and understanding your credit reports, improving your credit, how to maintain good credit, prioritizing your debt, stopping collection calls, Credit Identity Theft and much more.  We can answer the most difficult questions that clients ask.

Credit and Debt Consulting – helping clients who are experiencing credit and debt problems, providing all 9 debt options to relieve stress and get you back in control of your financial future.  We are the only company in the U.S. who will give consumers ALL of their options and not just one or two.  Our advice is fully legal in all 50 states. 

Credit Repair, Rebuilding or Establishing Credit – utilizing federal laws to help improve your credit, raise credit scores so you can get low interest rate loans and lower insurance premiums, obtain better jobs and more without having to wait 7 to 15 years for bad credit to fall off your credit reports. You can actually have better credit within 4-6 weeks.  Legally delete:  Late payments, Collection, Charge-off, Foreclosure, Bankruptcy, Repossession, Tax Lien, Judgment, inaccurate personal information, inquiries and more.   We can also help establish credit for those clients who do not have any credit or too little credit within just 2 weeks.

Debt Settlement – a great option if you cannot qualify for Bankruptcy or you cannot fully pay your credit cards, medical debt, repossession or 2nd mortgage. Most debts can be settled down to approximately 20% to 40% in most cases saving you hundreds to thousands of dollars.  We can settle debts lower than any other debt settlement company in the U.S. and are way cheaper too.  


Why choose us:  In a nutshell, not only do we have 29 years of experience, we truly have a passion to educate and help others.  We have the extensive  knowledge of several laws that can help you, and also have several ways of doing credit repair.  Most companies only know of one way.  Our mission is to help you have better credit, save money and get you out of debt - FAST!  We don't take years like some do. 



Easy Steps to obtain Better Credit: 
1.     Obtain credit reports:  First step is obtaining all three of your credit reports.  Get them here for $1 at:  www.PrivacyGuard.com   Then scan/email, fax or send your unique username/password with last 4 digits of your SS # to, Email:   This e-mail address is being protected from spam bots, you need JavaScript enabled to view it   Fax:  1-800-723-4192.                                                                                                                                                                                      
2.     FREE Credit Report Analysis & Consultation:  Once you forward your credit reports to us, we will review them for free to see what accounts need to be corrected or deleted using the federal laws and which of our credit repair programs would be the best option for you.  We will also inform you on how to deal with collection calls, letters and even establish credit if needed.                                                                                                                                                                                              
Begin Credit Repair:  Review and sign required documents, provide ID documents so you can get started on improving your credit and raising your credit scores!  * Note - we will quote our fees and the timing after we review your credit reports as each client's needs are different than another.  This is the fairest way of doing business because you want the lowest fee possible for our services.


4.     Get Educated:  Once you begin our credit restoration program, we will be available to answer your questions, but we also want to focus on educating you to help you learn more information that will help you in the future.  As our valued client, we would like to give you our exclusive educational Credit and Debt eBook:  “Improve your Credit, Save Money and Get out of Debt” which is written by our President, Valeri A. James.  This eBook is packed with lots of information to help you understand more about Credit, Debt, Stopping Collection calls, Being Sued, Prioritizing Debt, Budgeting, Kids and Credit, Divorce Issues, Saving thousands on Purchasing or Leasing a Vehicle, and much more.    


5.     Get Results:   Go online to obtain your new updated credit reports then forward them to us.  Within 24 hours we will process your results in our secure credit repair software called SimpleDocc™ and notify you of these updated results (or you can log into your own portal) to show you how your credit has been improved.                                                                                                                                                                                                                       
Since we have over 29 years of experience, we have obtained significantly great results for our clients in improving and raising their credit scores from 45 points to over 187 points in a matter of a few weeks.  We know you have a choice to go with any credit company, so we thank you for considering us.  We hope to surpass your expectations in helping you to achieve better credit and higher credit scores!

Call us today for a FREE credit report analysis and consultation:             (888) 303-7722 or email us at: 
  This e-mail address is being protected from spam bots, you need JavaScript enabled to view it   

 A Christian based company, helping consumers in all 50 states of the United States of America.  

Repair your credit in as little as 45 days.






Simple Solutions follows all State and Federal laws including the Credit Repair Organizations Act.

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