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Budgeting Strategies
Effective budgeting is a crucial step towards avoiding debt. Learn about some strategies for holding on to more of your hard earned money.

The Five Debt Triggers for Women
Budgeting Strategies
The Five Debt Triggers for WomenAre you a woman in debt, or know women who are? Chances are very high your answer is yes. The average American is $7500 in debt, while over 90% of "shopaholics" - the 17 million Americans who have a very difficult time controlling what they spend - are women. Whether you are in debt a "little" or heavily, key is recognizing these 6 common debt triggers to overcome and prevent them.
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Creating A Realistic Budget
Budgeting Strategies
Creating A Realistic BudgetBudgeting -- ooh, what a scary word! If you want to frighten someone whose finances are out of control, suggest that they tally up their expenses on a piece of paper. We all understand the value of such an exercise, but when it comes to the practicality of putting a budget together, we get cold feet. Budgeting doesn't have to be so painful, when you have a systematic series of steps to follow.
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Slowing Spending - The Key To Your Debt Plan's Success
Budgeting Strategies
Slowing Spending - The Key To Your Debt Plan's SuccessIt's you against the world. The banks, credit card issuers, and advertisers want you to spend, spend, spend. How you respond will make or break your debt plan. Anyone who embarks on a debt reduction program should know the rules for success. There are two. You need to stop adding to your debt. You need to find extra money to pay it off quickly.
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Managing Your Finances During a Crisis
Budgeting Strategies
Managing Your Finances During a CrisisAll tsunamis, hurricanes and medical atrocities aside, there's more to crisis proofing deadly and financial catastrophes. In the realm of protecting one�s family from the devastation of financial dire straits, a simple plan starts with a budget. If only the American family learned to spend significantly less of their income, financial crises would almost become extinct.
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Ways to Look Good without Selling Your Soul to the Credit Card Sharks
Budgeting Strategies
Ways to Look Good without Selling Your Soul to the Credit Card SharksWe all want to look good... and not spend a small fortune on our wardrobe. Here are some tips that have worked for me...
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Christmas Strategies: Gifting without Charging
Budgeting Strategies
Christmas Strategies: Gifting without ChargingBefore we know it, the shopping season will be upon us. And, just like Santa's little elves will be working feverishly, we've got to get busy saving up our cash for Christmas. The alternative could be to watch helplessly as our credit card balances increase.
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New Mom...New Baby...New Debt?
Budgeting Strategies
New Mom...New Baby...New Debt?Ah, there is nothing like being an expectant mom. Along with your expanding waistline comes the ever growing list of products for you and your new bundle of joy. Preparing for a new baby can be a costly experience, especially in the areas of clothing and nursery furniture. The good news is that it does not have to be!
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Secrets to Cutting Grocery Costs
Budgeting Strategies
Secrets to Cutting Grocery CostsHere are some things to keep in mind to avoiding paying too much for groceries and start reducing your grocery spending.
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