Credit Vocabulary |
Credit and debt related terms that are on used on this site.
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View Glossary |
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| There are 5 entries in the glossary. |
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| Installment Credit | Credit accounts in which the debt is divided into amounts to be paid successively at specified intervals. |
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| Investigation | The process a consumer credit reporting agency goes through in order to verify credit report information disputed by a consumer. The credit grantor who supplied the information is contacted and asked to review the information and report back; they will tell the credit reporting agency that the information is accurate as it appears, or they will give us corrected information to update the report. |
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| Investigative Consumer Reports | These are consumer reports that are usually done for background checks, security clearances and other sensitive jobs. An investigative consumer report might contain information obtained from a credit report, but it is more comprehensive than a credit report. It contains subjective material on an individual’s character, habits and mode of living, which is obtained through interviews of associates. Experian does not provide investigative consumer reports. |
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| Involuntary Bankruptcy | A petition filed by certain credit grantors to have a debtor judged bankrupt. If the bankruptcy is granted, it is known as an involuntary bankruptcy. |
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| Item-specific Statement | Offers an explanation about a particular trade or public record item on your report, and it displays with that item on the credit report. |
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Glossary V2.0 |
