F - Glossary - Simple Solutions Credit Consulting

Credit Vocabulary
Credit and debt related terms that are on used on this site.

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There are 6 entries in the glossary.
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Term	Definition
Fair Credit and Charge Card Disclosure A	Amendments to the Truth In Lending Act that require the disclosure of the costs involved in credit card plans that are offered by mail, telephone or applications distributed to the general public.

Fair Credit Billing Act	Federal legislation that provides a specific error resolution procedure to protect credit card customers from making payments on inaccurate billings.

Fair Credit Reporting Act	Federal legislation governing the actions of credit reporting agencies.

Fair Debt Collection Practices Act	Federal legislation prohibiting abusive and unfair debt collection practices.

Finance Charge	Amount of interest. Finance charges are usually included in the monthly payment total.

Fixed Rate	An annual percentage rate that does not change.

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