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Credit Vocabulary
Credit and debt related terms that are on used on this site.
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Term Definition
End-userThe business that receives the report for decision making purposes that meet the permissible purpose requirements of the FCRA.
 
Equal Credit Opportunity ActFederal law, which prohibits creditors from discriminating against credit applicants on the basis of sex, marital status, race, color, religion, age, and/or receipt of public assistance.
 
EquifaxOne of the three national credit reporting agencies, headquartered in Atlanta, Ga. The other two are Experian and TransUnion.
 
ExperianOne of the three national credit reporting agencies, with U.S. headquarters in Costa Mesa, CA. The other two are Equifax and TransUnion.
 


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